Head of Structured Solutions (Remote - Work from Anywhere)

Gibraltar - Remote

Work from anywhere, impact everywhere

Diversity is at the heart of who we are at Xapo Bank. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning: A world that enjoys economic freedom and wealth protection, no matter where you live or who is running your country. To achieve that, we search the world for the best people for the job. We work hard, think globally, and inspire each other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar, this is a full time, 100% remote position Work from anywhere!

Position overview

Xapo Bank is establishing a Structured Solutions function to own and expand its product offering, spanning yield products, tokenisation, asset-backed lending (ABL) workstreams, and new structures at the intersection of digital assets and traditional finance. As Head of Structured Solutions, you will take ownership of an established, revenue-generating credit fund and the counterparty relationships that sit behind it, while setting the strategic direction for what we build next. You will report directly to the CFO, own the house view on structured product strategy, act as the primary interface with our external licensed Investment Manager and the Investment Committee, and have the mandate and budget to grow the team as the function scales. This is a rare combination: a live book with existing counterparties, an established governance process, and dedicated analyst support from day one, alongside genuine authority to shape what Xapo Bank's structured product offering becomes and to build the team you need to deliver it. You will have a structured transition period working alongside experienced outgoing team members to absorb institutional knowledge, models, data, and counterparty context. Credit judgement is central to this role, not a supporting activity. Counterparty selection, due diligence and ongoing monitoring are how the credit fund is managed day to day, so we need someone whose underwriting is as strong as their structuring, as credible assessing a counterparty as they are designing a payoff profile, with the judgement to walk away from a deal that prices well but underwrites badly. In your first 12 months you will:

Take full ownership of the fund and its counterparty relationships, completing the knowledge transfer from the outgoing team.
Establish your operating rhythm with the Investment Committee and the licensed Investment Manager.
Set out the forward roadmap for Xapo's structured product offering and the resourcing to deliver it.

Responsibilities

Strategy and product:

Set the strategic direction and house view for structured investment solutions, identifying and designing new structured products for the Xapo client base.
Lead delivery of yield products, tokenisation initiatives, Bitcoin Backed Loans, and other new structures from concept through to launch, from payoff profile through to delivery mechanism, including regulatory consequences.
Responsible for driving Xapo's internal investment committee, a monthly forum with the CEO, CFO, and Head of Product, on new ideas...